Independence Blue Cross offers wide range of plan options
Philadelphia, PA – Independence Blue Cross (Independence), the region’s leading health insurance organization, is reminding individual consumers that tomorrow is the deadline to sign up for health insurance if they want to have coverage they can use on January 1, 2016.
For 2016, Independence is offering 17 different HMO and PPO plans across all metallic levels including a new Keystone HMO Silver Proactive Value plan, a lower-premium option that provides the same tiered-network as the company’s popular Proactive series. Independence is also the only company to offer a “catastrophic plan” which provides basic coverage to adults under 30 or those who qualify due to extreme financial hardship.
“At Independence Blue Cross, we are dedicated to providing the safety and security consumers have come to expect from our company. Everyone deserves to start the New Year with the peace of mind that comes with knowing they’re covered.” said Paula Sunshine, Independence vice president of consumer sales and marketing. “We offer a wide variety of innovative and affordable health plans including dental, vision, and pharmacy benefits, to meet different needs and budgets.”
comes with knowing they’re covered.” said Paula Sunshine, Independence vice president of consumer sales and marketing. “We offer a wide variety of innovative and affordable health plans including dental, vision, and pharmacy benefits, to meet different needs and budgets.”
According to the Centers for Medicare and Medicaid Services, Independence has the lowest rates in the region on the Marketplace for silver and bronze level plans. Independence is also the only insurer in the Philadelphia market offering subsidy-eligible health plans across all metallic levels. These plans can be purchased through the federal Health Insurance Marketplace, directly from Independence through the website ibx4you.com, telesales agents, independent brokers, or by visiting the Independence Express, the insurer’s mobile education and retail center.
Independence’s easy-to-use website — ibx4you.com — provides consumers with a guided shopping experience to help them find the coverage that is right for them. Also available on ibx4you.com is a subsidy estimator which allows consumers to quickly determine if they may qualify for financial assistance from the federal government to help pay for their coverage.
In addition, all of Independence’s 2015 individual members have the option to keep their current health plans in 2016.
“We want our current members to understand their health plans and feel comfortable using them,” Sunshine said. “It’s the reason we make every effort to offer the same plans year-after-year, along with a consistent network of hospitals and health care professionals – the largest in our region.”
Independence will be out in the community meeting consumers where they live, work, and play to help them shop for insurance. The Independence Express, the company’s mobile education and enrollment center, will be traveling throughout the region to help consumers understand the best health plan options for their individual needs.
December 14 and 15, 2015
10 a.m. to 8 p.m.
Bala Cynwyd Shopping Center
175 East City Avenue
Bala Cynwyd, PA 19004
For more information about the events throughout the community during Open Enrollment visit ibx.com/events.
Independence licensed sales agents are also available by phone at 1-888-475-6206 to answer questions and help consumers enroll in health coverage today from 8 a.m. to 9 p.m. and tomorrow from 8 a.m. to 10 p.m.
Open enrollment for individuals and family health plans runs from November 1, 2015 through January 31, 2016. Enrolling within this time frame allows consumers to avoid paying a penalty. Consumers looking for health insurance to begin January 1, 2016 must enroll by December 15, 2015.
About Independence Blue Cross
Independence Blue Cross is the leading health insurance organization in southeastern Pennsylvania. With our affiliates, we serve nearly 10 million people in 25 states and the District of Columbia, including 2.5 million in the region. For nearly 80 years, we have been enhancing the health and wellness of the people and communities we serve by delivering innovative and competitively priced health care products and services; pioneering new ways to reward doctors, hospitals, and other health care professionals for coordinated, quality care; and supporting programs and events that promote wellness. To learn more, visit www.ibx.com. Connect with us on Facebook at ibx.com/facebook and on Twitter at @ibx. Independence Blue Cross is an independent licensee of the Blue Cross and Blue Shield Association.