Your employees’ financial health is equally as important as their physical and mental health. Financial stress can lead to poor health and unhealthy behaviors, lower productivity, and increased absenteeism. At Independence Blue Cross (IBX), we’re committed to supporting whole‑person health. That’s why we make our financial well‑being programs available to all your employees and their families, not just IBX subscribers.
To help your employees feel more secure financially and reduce their financial stress, we offer the following programs:
AblePay
AblePay is a no‑cost program that makes it easier for your employees to understand and pay for out-of-pocket medical expenses. When your employees sign up, they can save up to 13 percent on out-of-pocket medical expenses and gain access to flexible, interest‑free payment plan options.
GradFin
Through GradFin, your employees gain one-on-one access to student loan consultants to help them understand all their options for managing student loan debt, as well as discounted membership pricing, potentially saving them thousands of dollars.
The College Tuition Benefit®
The College Tuition Benefit is a simple and effective way to help employees send their family members to college. Employees earn SAGE Scholars Tuition Rewards Points® annually to help lessen the financial burden of paying for a four‑year degree, and there is no limit to the number of children they can sponsor.
Patti Martini is a Senior Product Manager at IBX. In her role, she manages all Financial Well‑being products and Spending Accounts, including HSAs. She provides proactive support to account teams and broker partners on the successful integration of Financial Well-being-focused solutions into the overall medical benefit portfolio.
She is passionate about identifying and operationalizing value‑added solutions designed to reduce financial stress and improve overall health and well-being. She holds a Bachelor of Science in Marketing from The Pennsylvania State University.
In a recent segment of NBC10’s “Healthy You” series sponsored by Independence Blue Cross, Dr. Ellen Riccobene, senior medical director, discusses the benefits of spending time outdoors.
Healthy You! is a monthly newsletter of reliable health information designed to educate, engage, and enlighten. Featuring information on trending topics along with nutritious recipes, Healthy You! can be used to encourage better health among your fellow employees and their families. View the current issue.
AblePay Health is an independent company. This is a value‑added program and not a benefit under IBX and is therefore subject to change without notice.
GradFin, a brand of KeyBank N.A., is providing student loan products and services to customers of Independence Blue Cross. This value‑added program is not a benefit under an IBX health plan and is, therefore, subject to change without notice. GradFin does not provide Independence Blue Cross products or services. GradFin is not a debt relief services company, lender, loan broker, broker‑dealer, registered investment adviser, or insurance agent. Information provided by GradFin does not constitute, nor does GradFin provide, tax, legal, financial, credit counseling, or accounting advice.
The Tuition Rewards program is provided by The College Tuition Benefit, an independent company. Neither The College Tuition Benefit nor SAGE Scholars, Inc. provide IBX products or services.
Independence Blue Cross offers products through its subsidiaries Independence Assurance Company, Independence Hospital Indemnity Plan, Keystone Health Plan East, and QCC Insurance Company — independent licensees of the Blue Cross and Blue Shield Association.
This content was originally published in the Independence Insider email newsletter.
